Today there are 73 different gold IRA companies. We spent 90 hours comparing the top 50 to find the seven best you can use to secure your retirement savings.
What is the Best Gold IRA Company?
- Augusta Precious Metals — best of the best
- Goldco — best customer support
- Noble Gold Investments — best for small investors
- Advantage Gold — best for first-time buyers
- Patriot Gold Group — best for transparency
- Birch Gold — best for IRA rollovers
- Lear Capital — best for business account investors
Our Verdict — Best Of The Best
Price: Zero management fees, with an account minimum of $50,000
Augusta Precious Metals is the best gold IRA company for people who have $50.000 or more to invest. We think it’s the best of the best because of its white glove service, overall trust factor, and the fact that it doesn’t charge a management fee.
The Best Part:
Top-notch service. Augusta's customer service is otherworldly. The onboarding process is turnkey, and transactions are a breeze, because specialists help with every single step.
The Worst Part:
You’ll need the phone. There are no online orders with Augusta — you’ll have to get on the phone every time you want to purchase, check prices, and other transactional stuff.
Get it if you want the best service in the gold IRA business.
I recommend you get their free gold IRA guide and book a call with a specialist.
(free gold IRA guide)
Best For
Augusta Precious Metals is best for anyone who wants to invest in gold and other metals.
Top Features
- Great fee structure. Augusta Precious Metals is very straightforward with their fees — they don’t even charge a management fee at all!
- They respect your money. 100% money-back guarantee for new customers, seven-day price protection with their “Guaranteed fair-pricing” program, no management fees… Everything to make you feel good about your investments.
- Trust comes first. Augusta Precious Metals has an almost perfect reputation on every review site out there: The Better Business Bureau, Google My Business, Facebook, and more.
- Reputable custodians. They work with trustworthy companies to store your metals, with vault locations all over the country.
- Advanced education. Augusta Precious Metals’ website comes with a library full of incredible videos from Delvyn Steele, an economist from Harvard who’ll teach you how to leverage your metal investments like a pro.
Pricing
Augusta Precious Metals offers the following conditions:
- Account Minimum: $50,000
- Fees: $0
Try Augusta Precious Metals today with a free gold IRA guide.
2. Goldco
Our Verdict — Best Customer Support
Price: Account minimum of $25,000
Goldco offers outstanding service from precious metals specialists. We think it offers the best customer support. Because of their helpful reps and the vast amount of educational material.
The Best Part:
- Make money right out of the gate. Invest $100,000 or more, get 10% of the invested value back, in silver… and enjoy earnings from day zero.
The Worst Part:
- Management fees by Goldco's custodianship are on the higher side. Goldco's preferred Custodian yearly charges can make a difference in the long run, when it comes to compound interest.
Get it if you want the best precious metals specialists to guide you step-by-step how to get your gold IRA set up from scratch.
I recommend you get Goldco’s free gold IRA kit then book a call with a precious metals specialist.
(free gold IRA kit)
Best For
Goldco is best for anyone who wants that extra human touch when investing their hard earned money.
Top Features
- Goldco makes it quick and easy. The process of opening a gold IRA is simple, and their reps do an incredible job at explaining everything in a way even complete newbies can understand.
- You’re never in the dark. You get access to a specialist to guide you through every step, along with a vast amount of education resources which will make the process of gold investing a lot less scary.
- 10% money “cashback”. When you invest $100,000 or more with Goldco, you’ll get 10% of the value of your investment back, in silver.
- Diversify at will. Goldco offers a wide range of IRA-approved gold coins, bars and more — you can even by silver, platinum, and palladium.
- Incredible reputation. Goldco has been around for over a decade, and has an A+ rating from the Better Business Bureau, and a nearly-perfect score on Trustpilot.
Pricing
Goldco offers the following conditions:
- Account Minimum: $25,000
- Fees: As per below
Note: The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.
Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.
Try Goldco today with a free gold IRA kit.
Our Verdict — Best For Small Investors
Price: $80/year, with an account minimum of $2,000
Noble Gold Investments is a trustworthy gold IRA company with very low entry barriers. We think it’s the best for small investors because of its low account minimum, extensive educational resources, and competitive gold prices.
The Best Part:
Low investment minimum. While others ask for 25 grand or more, Noble Gold Investments lets you get started with just $2,000.
The Worst Part:
They charge fees. You gotta pay $80/year for the management, plus $150 for storage. It isn’t much, but for small investors, these could sum up to represent a significant percentage of their investment.
Get it if you want to start your gold IRA with as low as $2,000.
I recommend you get Goldco’s free gold IRA kit then book a call with a representative.
(free gold & silver guide)
Best For
Noble Gold Investments is best for small investors who want the benefits of owning precious metal.
Top Features
- Competitive pricing. Noble Gold Investments has relationships with a ton of precious metals buyers and sellers, which allows for one of the most competitive gold pricing out there.
- “No questions asked” buy-back program. Noble Gold Investments will ensure you can always sell your precious metals, even if you’re in a hurry.
- Great YouTube channel. Their YouTube channel is filled with short explainer videos discussing gold and investing in general.
- Invest in your favorite metals. Buy gold and silver in coins or bars… And you can even add palladium and platinum to your portfolio.
- No initial setup fees. When you first set up your account, you won't have to pay any initial fee, unlike some competitors out there.
Pricing
Noble Gold Investments offers the following conditions:
- Account Minimum: $2,000
- Fees: $80 per year.
Try Noble Gold Investments today with a free gold & silver guide
Our Top Three Picks
Here’s a quick summary of our top three picks:
- Augusta Precious Metals — best of the best
- Goldco — best customer support
- Noble Gold Investments — best for small investors
Here’s a quick comparison of our top seven picks:
Tool | Entry Offer | Pricing |
|---|---|---|
Augusta Precious Metals | Free gold IRA guide | No fees |
Goldco | Free gold IRA kit | $260 for the first year, $180/year for subsequent years. |
Noble Gold Investments | Free gold & silver guide | $80/year |
Advantage Gold | Free gold IRA guide | $200/year |
Patriot Gold Group | Free gold IRA investor guide | $200/year |
Birch Gold | Free information kit | $80/year |
Lear Capital | Free investor kit | $260 for the first year, $180/year for subsequent years. |
Here are the top 50 gold IRA companies we considered in this review:
- Augusta Precious Metals
- Goldco
- Noble Gold Investments
- Advantage Gold
- Patriot Gold Group
- Birch Gold
- Lear Capital
- American Hartford Group
- Oxford Gold Group
- Regal Assets
- iTrustCapital
- Silver Gold Bull
- Rosland Capital
- Satori Traders
- GoCoins.com
- JM Bullion
- Fischer Precious Metals
- Money Metals Exchange
- Silver Gold Bull USA
- American Bullion
- Amagi Metals
- Rosland Capital
- SWP Cayman
- BGASC
- Blanchard Gold
- Atlantic Precious Metals
- Allegiance Gold
- Cornerstone Bullion
- Equity Institutional
- All Pro Gold
- BullionWorks
- Fidelitrade
- AuSecure
- A-Mark Precious Metals
- APMEX
- DBS Coins
- Fortress Gold Group
- Colorado Gold
- Capital Gold Group
- Equity Trust
- Fidelity Investments
- CMI Gold & Silver
- CBMint
- Asset Strategies Int
- Gainesville Coins
- BullionStar US
- The Gold Center
- GoldSilver.com
- IBX
- Monetary Gold
What are gold IRA companies?
Gold IRA companies are financial firms that specialize in helping investors add physical gold and other precious metals to their individual retirement accounts (IRAs).
These companies provide various services, including the sale and purchase of gold and other precious metals, storage of the metals, and assistance with paperwork and legal compliance related to adding precious metals to an IRA.
The main advantage of using a gold IRA company is that it allows investors to diversify their retirement portfolio beyond traditional assets such as stocks and bonds. Gold and other precious metals can provide a hedge against inflation and market volatility, making them a popular choice for investors who want to protect their retirement savings.
How do I set up a gold IRA?
To set up a gold IRA, you should first research reputable precious metals companies that have a solid reputation and excellent ratings from consumer ratings sites such as Consumer Affairs.
Look for companies that offer a wide selection of precious metal products, including IRS-approved coins, gold bars, and silver coins. You can also consider companies that specialize in self-directed individual retirement accounts (IRAs) to have greater control over your investment portfolio.
Once you have selected a company, review their setup process, which should be transparent and include information on minimum deposit requirements, annual maintenance fees, and annual storage fees. Ensure that the company offers secure depository options, including an IRS-approved depository, to protect your physical assets.
You should look for companies that have a buyback program commitment at competitive buyback prices to ensure that you can sell your precious metal assets if needed.
After selecting a company, you can initiate the rollover process from your current retirement plan to a gold IRA, where you can invest in physical gold bullion or gold ETFs as long-term investments for your retirement goals.
Are contributions to a gold IRA tax deductible?
Contributions to a gold IRA may be tax-deductible, as gold IRAs are a type of self-directed individual retirement account that allows for pre-tax contributions.
However, it's essential to review the annual maintenance fees and any potential annual storage fees associated with the account to understand the cost structure.
Gold IRAs invest in physical gold bullion or gold ETFs, which are considered long-term investments and may have annual management fees associated with them. It's crucial to evaluate the investment process and review the track record of the precious metals company you choose to ensure they have a solid reputation and transparent pricing.
While gold IRAs offer a stable asset that can provide a hedge against economic uncertainty, it's essential to consider your risk tolerance and retirement goals when making investment decisions.
Overall, if you're interested in investing in physical precious metal assets as part of your retirement plan, a self-directed gold IRA can be an excellent option to consider.
The Bottom Line
To recap, here are the best gold IRA companies to try this year:
- Augusta Precious Metals — best of the best
- Goldco — best customer support
- Noble Gold Investments — best for small investors
- Advantage Gold — best for first-time buyers
- Patriot Gold Group — best for transparency
- Birch Gold — best for IRA rollovers
- Lear Capital — best for business account investors
